1.866.WOW.DEAL (969.3325)
1.866.WOW.DEAL (969.3325)
Over 150 Travel Professionals ready to serve you
Mon to Fri: 8am to 12am EDTSat-Sun: 9am to 6pm EDT

Experience Buyer’s Joy

Feel good about what you book and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.

Low Monthly Payments

Budget-friendly loan options

Easy Application

Quick decision

Surprise-Free

No late fees or prepayment penalties

Easy AutoPay

No payment dates to remember

How Flex Pay works


  • 1

    Select Flex Pay at CheckoutAdd your trip to the cart just like you normally would. When you are ready to book, choose Flex Pay as your form of payment.


  • 2

    Quick & EasyProvide a few pieces of information and receive a quick decision.


  • 3

    Enjoy NowEnjoy your trip now and pay for it over time with low monthly installments.

See how affordable travel can be with

Vacation Package Details

Vacation
$1490
Travel Insurance
$209
Total Price
$1699
(Package priced for 2 guests)
11 payments of
$151.50/month*
* Based on a purchase price of $1699.00 you could pay a down payment of $151.46 today, followed by 11 monthly payments of $151.50 at 15% APR for a total repayment amount of 1666.01 ($1547.54 in principle and $118.47 in interest). Minimum $300.00 purchase required. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible. Applicants are subject to approval by finance Canada.Privacy Policy. Terms of Use.

Frequently Asked Questions

Flex Pay gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you’re ready to checkout, just select “Flex Pay” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.

Shop for your items and add them to your cart just like you normally would. When you are ready to checkout, simply select Flex Pay as your payment method. To apply, you’ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you’re approved, finish checking out and you’re done.

We look at a number of factors, including your credit information, purchase details, and more.

You can make a payment any time by visiting upgrade.com/pay and clicking on the Loans tab. From there, click the Make a Payment button.

We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.

If you don’t have AutoPay enabled, visit upgrade.com/pay, click on the Accounts page, and set the AutoPay toggle to ON.

You can also change the form of payment on file with Flex Pay any time by visiting upgrade.com/pay

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

You can read our Privacy Policy at upgrade.com/flex-pay/privacy and Terms of Use at upgrade.com/flex-pay/terms.